No... no need to answer. You probably have your own list of reasons why software can be so onersous at times. David Platt does work with ACORD from time to time and he wrote the book "Why Software Sucks? And what you can do about it". You'll find all the details on his website Why Software Sucks?. He also did a video that you can watch on the topic at David Platt Video.
Software development is somewhat of an art. People end up making decisions on what they think the business or end user needs. ACORD Standards can take some of the guesswork out of the process because we bring together both business and IT people as we develop industry standards. We may not change all software overnight, but we can go a long way to be sure that we are all in synch when it comes to moving valuable business data across the value chain.