I think that decision makers are beginning to see that the “think global and act local” formula has enormous power in the contemporary business landscape. This attitude gives them access to incredibly powerful tools without requiring matching levels of investment. It enables them to change what needs to be changed, rather than buying into a wholesale reformation that overrides the distinctive characteristics of their organizations. Organizations can take what they need from standards without sacrifing their uniqueness. Organizations and markets have different qualities. So it’s the power to differentiate that we’re offering with ACORD Standards, not a sentence of uniformity.